corporate@ybguk.com
  +44 20 3763 5199
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  • Central
  • Team
    • Paul Scott
    • Anthony Jackson
    • Relationships
  • Investment
    • Wealth Management
    • Investment Opportunities
    • Digital Wallet
    • Property
  • Opportunity
    • Corporate Structures
    • TOMOWorld Brokerage
    • Business Funding
    • Business Opportunities
    • New Markets
    • Media
  • Contact
TERMS AND CONDITIONS
​By accessing our Service, you accept our Privacy Policy and Terms and Conditions, and you consent to our collection, storage, use and disclosure of your personal information as described in this Privacy Policy. In addition, by using our Service, or services across partnered and unaffiliated sites, you are accepting the policies and practices described in this Privacy Policy. Each time you visit our website, or use the Service, and any time you voluntarily provide us with information, you agree that you are consenting to our collection, use and disclosure of the information that you provide, and you are consenting to receive emails or otherwise be contacted, as described in this Privacy Policy. Whether or not you register or create any kind of account with us, this Privacy Policy applies to all users of the website and the Service.
1. WHO WE ARE AND HOW TO CONTACT US
1.1  The website and service accessible from the URL www.ybguk.com is a website operated by YBG UK Group. (“we”, “us”
or “our”).
1.2  These terms of use (and the additional terms detailed in condition 5) form the basis upon which you, the person accessing the website (“you” or "your”) are permitted to access the website from any device or browser.
1.3  We are registered in England and Wales  and have our office at 24a Ballroyd Lane Huddersfield UK HD3 4TB.
1.4  To contact us, please email paulscott@ybguk.com or telephone our customer service line on +44 20 3763 5199

2. ACCURACY OF INFORMATION
2.1  Although we make reasonable efforts to update the information on the website, we make no representations, warranties or guarantees, whether express or implied, that the content on the website is accurate, complete or up to date.
2.2  The content on the website is provided for general information only. It is not intended to amount to advice on which you should rely.
2.3  You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on the website.
2.4  We advise you to conduct your own research prior to purchasing from any merchant.

3. APPLICATION OF TERMS
3.1  By using the website, you confirm that you accept these terms of use and that you agree to comply with them.
3.2  Please read this page carefully. If you do not agree with the contents of these terms of use, do not utilise the website.
3.3  You are also responsible for ensuring that all persons who access our website through your internet connection are aware of these terms of use and other applicable terms and conditions, and that they comply with them.
3.4  We recommend that you print a copy of these terms for future reference.

4. OTHER TERMS THAT MAY APPLY TO YOU
4.1  These terms of use refer to the following additional terms, which also apply to your use of the website:
       (a) our Privacy Policy, which sets out the terms on which we process any personal data we collect from you, or that you provide to us. By using the website, you consent to such processing and you warrant that all data provided by you is accurate. A link to our Privacy Policy can be found here
.
       (b) our Cookie Policy, which sets out information about the cookies on our website. A link to our Cookies policy can be found here.
 

5. CHANGES TO THESE TERMS
5.1  We amend these terms of use from time to time. Every time you wish to use the website, please check these terms of use to ensure that you understand the terms that apply at that time.
5.2  If you continue to use the website after any changes have been made, you will be taken to accept our amended terms.

6. CHANGES TO THE WEBSITE, SUSPENSION AND WITHDRAWAL
6.1  We may update or amend the website from time to time and any changes will become effective immediately. We will try to give you reasonable notice of any major changes.
6.2  The website is made available free of charge. As such, we do not guarantee that the website, or any content on it, will always be available or be uninterrupted.
6.3  We may suspend or withdraw or restrict the availability of all or any part of the website for business and operational reasons. We will try to give you reasonable notice of any suspension or withdrawal.

7. ACCOUNT DETAILS
7.1  If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential. You must not disclose it to any third party. You agree that all activities in relation to your account are your responsibility.
7.2  We have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if in our reasonable opinion you have failed to comply with any of the provisions of these terms of use.
7.3  If you know or suspect that anyone other than you knows your user identification code or password or any other breach of security, you must promptly notify us using the details set out in condition 1.

8. USE OF THE WEBSITE AND OWNERSHIP
8.1  You may only use the website for the purposes contemplated by these terms of use and your own personal, domestic, private use.
8.2  We are the owners (or the licensees) of all intellectual property rights in the website (including any copyright, trade mark, design right and database right), and the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.
8.3  We grant to you, a limited, non-exclusive, royalty free licence to access the website from a single computer or mobile device at any one time, subject to these terms of use. You grant us a non-exclusive, perpetual, irrevocable, royalty-free license to use any material that you post on the website in accordance with these terms of use.
8.4  You may print off one copy, and may download extracts, of any page(s) from the website for your personal use and you may draw the attention of others within your organisation to content posted on the website.
8.5  You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.
8.6  Our status (and that of any identified contributors) as the authors of content on our website must always be acknowledged.
8.7  You must not use any part of the content on the website for commercial purposes without obtaining a licence to do so from us or our licensors.
8.8  If you print off, copy or download any part of our website in breach of these terms of use, your right to use the website will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

9. LINKING
9.1 Where the website contains links to other websites and resources provided by third parties, these links are provided for your information only. Such links should not be interpreted as approval by us of those linked websites or information you may obtain from them. We have no control over the contents of those websites or resources.
9.2  You may link to any page on the website, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it.
9.3  You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.
9.4  We reserve the right to withdraw linking permission without notice.

10. UPLOADING CONTENT
10.1  Any content you upload to the website will be considered non-confidential and non-proprietary. You retain all of your ownership rights in your content, but you are required to grant us a limited licence to use, store and copy that content and to distribute and make it available to third parties.
10.2  We have the right to disclose your identity to any third party who is claiming that any content posted or uploaded by you to the website constitutes a violation of their intellectual property rights, or of their right to privacy.
10.3  We have the right to remove any posting you make on the website if, in our opinion, your post does not comply with our standards.

11. MONITORING
11.1 We may electronically monitor areas of the website and may disclose any content, records, or electronic communication of any kind:
       (a) to satisfy any law, regulation, or government request;
       (b) if such disclosure is necessary or appropriate to operate the website; or
       (c) to protect our rights or property or the rights of the users, sponsors, providers, or licensors.

12. VIRUSES AND MISUSE
12.1  We do not guarantee that the website will be secure or free from bugs or viruses.
12.2  You are responsible for configuring your information technology, computer programmes and platform to access our website. You should use your own virus protection software.
12.3  You must not:
       (a) misuse the website by knowingly introducing viruses, trojans, worms, logic bombs or other material that is malicious or technologically harmful;

      (b) attempt to gain unauthorised access to the website, the server on which the website is stored or any server, computer or database connected to the website;
      (c) attack our website via a denial-of-service attack or a distributed denial-of service attack.
12.4 By breaching condition 13.3, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use the website will cease immediately.

13. CHOICE OF LAW AND JURISDICTION
13.1 These terms of use, their subject matter, their formation and your use of the Website are governed by English law.
13.2 You and we both agree that the courts of England and Wales will have exclusive jurisdiction.
 
PRIVACY POLICY
1. INTRODUCTION
1.1 This is the privacy policy referred to in the Terms of Use.
1.2 Terms defined in this privacy policy shall have the meanings given to them in the Terms of Use, available here.
1.3 For the purpose of the Data Protection Act 2018 (the “Act”), the data controller is Paul Scott of YBG UK Group 24a Ballroyd Lane Huddersfield UK HD3 4TB.  Reference number: ZA524586.    “Data” and “Personal Data” have the meanings given to them in the Act.
1.4 This privacy policy (together with our terms of and any other documents referred to in it) sets out the basis on which any Personal Data we collect from you, or that you provide to us, will be processed by us.
1.5 Please read the following carefully to understand our views and practices regarding your personal data and how we will treat it. By visiting the website, you are accepting and consenting to the practices described in this policy. If you have any questions at all about this policy or the website, please email paulscott@ybguk.com
1.6 Our nominated representative for the purpose of the Act is Paul Scott.

2. INFORMATION WE COLLECT FROM YOU
2.1 We will collect and process the following Data about you:
       (a) Information you give us. This is information about you that you give us by filling in forms on the website or by corresponding with us by phone, e-mail or otherwise. It includes information you provide when you register to use the website, subscribe to our service, search for a product, place an order on the website, participate in discussion boards or other social media functions on our site, enter a competition, promotion or survey, click and use links provided throughout, use and engage with the website in any way and when you report a problem with the website. The information you give us may include your name, address, e-mail address and phone number, financial and credit card information, personal description and photograph;
       (b) Information we collect about you. With regard to each of your visits to the Website we will automatically collect the following
information:
          (i) technical information, including the Internet protocol (IP) address used to connect your computer or alternative device to the
Internet, your login information, browser type and version, time zone setting, browser plug-in types and versions, operating system
and platform; and
         (ii) information about your visit, including the full Uniform Resource Locators (“URL”), clickstream to, through and from the Website (including date and time), products you viewed or searched for’ page response times, download errors, length of visits to certain pages, page interaction information (such as scrolling, clicks, and mouse-overs), methods used to browse away from the page, and any phone number used to call our customer service number.
       (c)  Information we receive from other sources. This is information we receive about you if you use any of the other Websites we operate or the other services we provide. We are working closely with third parties (including, for example, business partners, sub-contractors in technical, payment and delivery services, advertising networks, analytics providers, search information providers, credit reference agencies). We will notify you when we receive information about you from them and the purposes for which we intend to use that information.  
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3. USES MADE OF THE INFORMATION
3.1 We use information held about you in the following ways:
       (a) Information you give to us. We will use this information:

           (i) to carry out our obligations arising under the terms of use;
           (ii) to provide you with information about other goods and services that are similar to those that you have already purchased, enquired about or otherwise engaged with;
           (iii) to notify you about changes to the Website; and
           (iv) to ensure that content from the website is presented in the most effective manner for you and for your computer or internet enabled device.
3.2 Information we collect about you. We will use this information:

       (a) to administer the Website and for internal operations, including troubleshooting, data analysis, testing, research, statistical and survey purposes;
       (b) to improve the Website to ensure that content is presented in the most effective manner for you and for your computer or internet enabled device;
       (c) to allow you to participate in interactive features of our service, when you choose to do so;
       (d) as part of our efforts to keep the Website safe and secure;
       (e) to measure or understand the effectiveness of advertising we serve to you and others, and to deliver relevant advertising to you; and
       (f) to make suggestions and recommendations to you and other users of the Website about goods or services that may interest you or them.
3.3 Information we receive from other sources. We will combine this information with information you give to us and information we collect about you. We will use this information and the combined information for the purposes set out above (depending on the types of information we receive).

4. DISCLOSURE OF YOUR INFORMATION
4.1 We will disclose your personal information to third parties:

       (a) to give effect to clause 3.1 above;
       (b) in the event that we sell or buy any business or assets, in which case we will disclose your Personal Data to the prospective seller or buyer of such business or assets.
       (c) if we are acquired by a third party, in which case Personal Data held by it about its customers will be one of the transferred assets.
       (d) if we are under a duty to disclose or share your Personal Data in order to
comply with any legal obligation, or in order to enforce or apply our terms of use [INSERT LINK TO WEBSITE’S TERMS OF USE] and other agreements; or to protect the rights, property, or safety of the Website, our customers, or others. This includes exchanging information with other companies and organisations for the purposes of fraud protection and credit risk reduction.

5. WHERE WE STORE YOUR PERSONAL DATA
5.1  By submitting your Personal Data, you agree to this transfer, storing or processing. We will take all steps reasonably necessary to ensure that your Data is treated securely and in accordance with this privacy policy.
5.2  All information you provide to us is stored on our secure servers. Any payment transactions will be encrypted using SSL technology. Where we have given you (or where you have chosen) a password which enables you to access certain parts of the Website, you are responsible for keeping this password confidential. We ask you not to share a password with anyone.
5.3  Unfortunately, the transmission of information via the internet is not completely secure. Although we will do our best to protect your Personal Data, we cannot guarantee the security of your Data transmitted to the Website; any transmission is at your own risk. Once we have received your information, we will use strict procedures and security features to try to prevent unauthorised access.
5.4 We use all reasonable efforts not to disclose, use or collect Personal Data from children under 13 years of age. If you believe your child has provided us with any Personal Data by registering on the Website, please contact us using our website


5.5  Our Service is hosted by Weebly, Inc. (“Weebly”).  Weebly provides us with the online e-commerce platform that allows us to provide the Service to you.  Your information, including Personal Information, may be stored through Weebly’s servers.  By using the Service, you consent to Weebly’s collection, disclosure, storage, and use of your Personal Information in accordance with Weebly’s privacy policy available at https://www.weebly.com/privacy.
5.6  LINKS TO OTHER WEBSITES - As part of the Service, we may provide links to or compatibility with other websites or applications. However, we are not responsible for the privacy practices employed by those websites or the information or content they contain. This Privacy Policy applies solely to information collected by us through the Service. Therefore, this Privacy Policy does not apply to your use of a third-party website accessed by selecting a link via our Service. To the extent that you access or use the Service through or on another website or application, then the privacy policy of that other website or application will apply to your access or use of that site or application. We encourage our users to read the privacy statements of other websites before proceeding to use them.


6. YOUR RIGHTS
6.1 You have the right to ask us not to process your Personal Data for marketing purposes. We will usually inform you (before collecting your Data) if we intend to use your Data for such purposes or if we intend to disclose your information to any third party for such purposes. You can exercise your right to prevent such processing by checking certain boxes in the account area where you can control your Data options and where required on the forms we use to collect your Data. You can also exercise the right at any time by contacting us using the contact details set out in the terms of use.
6.2  The Website may from time to time, contain links to and from the sites of our partner networks, advertisers and affiliates. If you follow a link to any of these websites, please note that these websites have their own privacy policies and that we do not accept any responsibility or liability for these policies. Please check these policies before you submit any Personal Data to these websites.
6.3 Please refer to www.dataprotection.gov.uk for further information about your rights under the Act. You have the right to receive a copy of the information we hold about you by sending a request in writing (with a fee of £10) to us using the contact details set out in the terms of use.

7. COOKIES
7.1 The Website uses cookies to function and distinguish you from other users of the Website. This helps us to provide you with a good experience when you browse the Website and also allows us to improve. For detailed information on the cookies we use and the purposes for which we use them see
 https://ico.org.uk/for-the-public/online/cookies/.


8. CHANGES TO OUR PRIVACY POLICY 
​8.1  Any changes we make to our privacy policy in the future will be posted on this page and, where appropriate, notified to you by e-mail. Please check back frequently to see any updates or changes to our privacy policy
 
COOKIE POLICY
INFORMATION ABOUT OUR USE OF COOKIES

Please note that terms defined in this Cookie policy shall have the meanings given to them in the Terms of Use, available here: https://www.ybguk.com/terms.html


Our Website uses cookies to distinguish you from other users of our Website. This helps us to provide you with a good experience when you browse our Website and also allows us to improve our Website. By continuing to browse the Website, you are agreeing to our use of cookies.  A cookie is a small file of letters and numbers that we store on your browser or the hard drive of your computer if you agree. Cookies contain information that is transferred to your computer’s hard drive.

CONTROLLING COOKIES
To enable or disable cookies, follow the instructions provided by your browser (usually located within the 'Help' tab).
If you want to find out more about how cookies are used, please visit www. https://ico.org.uk/for-the-public/online/cookies/ and www.allaboutcookies.org. We use the following cookies:
  • Strictly necessary cookies. These are cookies that are required for the operation of our Website. They include, for example, cookies that enable you to log into secure areas of our Website, use a shopping cart or make use of e-billing services.
  • Analytical/performance cookies. They allow us to recognise and count the number of visitors and to see how visitors move around our website when they are using it. This helps us to improve the way our website works, for example, by ensuring that users are finding what they are looking for easily.
  • Functionality cookies. These are used to recognise you when you return to our Website. This enables us to personalise our content for you, greet you by name and remember your preferences (for example, your choice of language or region).
  • Targeting cookies. These cookies record your visit to our Website, the pages you have visited the website and the links you have followed. We will use this information to make our Website and the advertising displayed on it more relevant to your interests. We may also share this information with third parties for this purpose.
You can find more information about the individual cookies we use and the purposes for which we use them in the table 

Please note that third parties (including, for example, advertising networks and providers of external services
like web traffic analysis services) may also use cookies, over which we have no control. These cookies are likely to be analytical/performance cookies or targeting cookies.
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You can block cookies by activating the setting on your browser that allows you to refuse the setting of all or some cookies. However, if you use your browser settings to block all cookies (including essential cookies) you may not be able to access all or parts of our website
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